In the story My Lost Dollar by Stephen Leacock, what did Todd and the narrator talk about at the club? What is going on in the narrator’s mind during this conversation?

The conversation between Todd and the narrator centered around the former’s trip to Bermuda. Then, the narrator asked about the currency used in Bermuda and whether it is at par with the American Dollar. During the entire conversation, the thought of the dollar borrowed by Todd was at the back of the narrator’s mind.